Should You Go with High Deductibles or Lower Premiums?

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How to Choose an Auto Insurance Policy That’s Best for You

As a car owner, one of the biggest things you need to focus on is the auto insurance policy you’ll purchase. For those with little experience, choosing the best car insurance policy may seem straightforward. However, it involves several steps and considerations — including the deductible amounts and premiums you have to pay.

Auto Insurance Deductible Explained

A car insurance deductible is an amount you pay out-of-pocket before the insurance kicks in and covers the remaining cost of the damage. Not every insurance coverage requires a deductible amount. For coverages that do, specifically the comprehensive and collision insurance coverage, policyholders typically choose between a deductible amount of $500 or $1,000, sometimes more.

Here’s how it works: For instance, you were driving your car to work when you suddenly saw a deer coming toward you from the side of your car. The deer hit your car, and while it walked away without a scratch, you were left with a seriously damaged vehicle.

If the repairs cost $2,000 and your deductible amount is $500, your insurance policy will cover the remaining $1,500, while you will be responsible for the $500.

How Are Deductibles Related to the Premiums You Pay?

Deductibles are inversely proportional to the premiums you pay. If you commit to a larger deductible, you’ll have to pay less on your insurance coverage premium because you’re assuming a large percentage of the repair costs.

On the other hand, if you choose a lower deductible, you’ll have to pay a higher premium for your auto insurance coverage. If you make that choice, your insurer will have to pay for higher repair costs. Insurance companies usually mitigate the risks by asking their customers to pay more for their insurance policies so they’ll avoid losses.

 

Should You Go with High Deductibles or Lower Premiums?

The answer is: It depends. Although there’s a lot to consider when choosing deductibles in an auto insurance policy, the decision will ultimately come down to your preference as the insured.

As mentioned earlier, lower deductibles translate to higher premiums, while high deductibles mean lower premiums. If you’re committed to being a defensive driver and have no history of reckless driving and accidents, then a higher car insurance deductible might be what you need. However, a lower deductible might make more sense if you’ve had a few accidents before and you usually drive on busy roads.

While it can be tempting to commit to higher deductibles to pay a lower premium, you might end up in a bind if an accident occurs, and you’ll be stuck with a deductible you can’t even afford in the first place.

Whether or not you choose high-deductible or low-deductible insurance coverage will depend entirely on how much you can afford. Whatever you decide on, be sure you are comfortable with that amount and can pay it out-of-pocket if you need to file a claim.

You Can Use Your Unwanted Car to Help the Needy in Your Community

If you have an extra vehicle you want to dispose of, consider donating it to us at Goodwill Car Donations. We’ll use it to help the disadvantaged individuals in your community.

Our team will sell your donated car through an auction and use the proceeds to support the life-enhancement and community-building programs of the Goodwill organizations serving your area. These IRS-certified 501(c)(3) nonprofits cater to disadvantaged Americans — those who are burdened with disabilities, lack of education, job experience, or essential skills, and other limiting personal issues, such as having prison records or being welfare-dependent.

Your local Goodwill nonprofits use the funding we give them to provide their beneficiaries with job and skills training, employment opportunities, scholarships, livelihood assistance, disability benefits, family support, educational services, financial assistance, and many other essential support services.

You’ll also benefit from your generous donation since this will enable you to receive substantial rewards. These include your entitlement to claim the maximum tax deduction in the next tax season. You’ll also get a professional pickup and towing service from us at no cost to you and wherever you are located in the country.

Best of all, you’ll find great satisfaction in doing something that will benefit your entire community as once disadvantaged members secure decent jobs and sustainable livelihoods that will eventually enable them to attain financial stability and live healthy, productive, and fulfilling lives.

We accept nearly all vehicle types. We even accept damaged or non-working vehicles as donations.

For more information about our vehicle donation program, including our quick and easy donation process, feel free to check out our FAQs page. If you have questions or concerns, don’t hesitate to call us through our 24/7 toll-free hotline at 866-233-8586. You can also leave us your message here.

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Give Hope to Those Who Are About to Lose It Today!

Donating your vehicle to us will turn your old beater into a beacon of hope for the struggling underprivileged people in your community. It will also contribute to the growth and progress of your community. You surely have nothing to lose and all to gain with your car donation. Call Goodwill Car Donations at 866-233-8586 or fill out our secure online donation form now!


Why Do You Need Car Insurance?

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Don’t Court Disaster by Illegally Driving Without Auto Insurance!

If you’ve been illegally driving a car without auto insurance and the law hasn’t caught up with you yet, you might think you can still get away with it for as long as you want or for as long as you don’t get involved in a road accident. That’s a huge miscalculation that’s bound to hit you hard at any moment. Remember that it’s infinitely much better to have auto insurance and not need it than to need it and not have it.

Top 6 Reasons Why You Need Car Insurance

The law requires car insurance for a reason. Auto insurance protects drivers and their passengers in case of an accident. To underscore the importance of auto insurance, Goodwill Car Donations highlights the top six reasons why every driver needs it.

  1. It’s a legal requirement in many states.

Car insurance is mandatory in all but two states (New Hampshire and Virginia). Since each state has a mandated coverage minimum, motorists must get the standard minimum to avoid getting penalized with fines or jail time.

If you’re caught driving without insurance, you may face penalties such as:

  • Tickets and fees for failing to provide proof of insurance
  • License suspension
  • License reinstatement fees
  • Vehicle impoundment
  • Certificate of financial responsibility (SR-22 requirements)
  • Car insurance rate increase, which can go up to 150% to 400% higher than typical car insurance coverage after your license has been suspended
  • Potential jail time
  1. It protects you from financial losses.

Besides protecting you and your family, auto insurance also protects your wallet. In case hurricanes, storms, typhoons, and other acts of nature damage your car, the insurance company will compensate you for damages. Your insurer may even reimburse you the current value of your car.

  1. It protects you and your passengers.

If you have medical payments coverage in your auto insurance policy, this will help pay for medical expenses after a car accident. It covers you, family members, or any passengers in the car. The coverage applies no matter who’s at fault.

  1. It protects your vehicle.

Auto insurance also protects you from costly car damages. If you have comprehensive coverage in your insurance policy, any damage your car incurs, whether it’s your fault or not, will be covered by the insurance provider. You won’t have to shell out a significant amount of money from your savings to pay for repairs.

  1. It covers legal costs.

If you are at fault in a car accident, the victims can sue you for damages or injuries. If you find yourself in this situation, your liability car insurance will ensure that your legal costs will be covered.

  1. It gives you peace of mind.

Making mistakes on the road is inevitable, and you won’t know when you might make one. With the right insurance coverage, you will know that whatever happens on the road, you will be protected against damages and financial losses.

Do You Still Pay Premiums for a Car You No Longer Use?

Are you spending money on insurance premiums for a vehicle you no longer use? By donating that vehicle to us at Goodwill Car Donations, you’ll end this useless expense while extending a helping hand to the disadvantaged residents of your community.

Our team will put your vehicle up for auction and turn over the proceeds to the Goodwill organizations serving your local area. These IRS-certified 501(c)(3) nonprofits are dedicated to helping Americans burdened with disabilities, lack of education, essential skills, or job experience, and other limiting personal issues, such as being a former inmate or having a welfare mentality. These disadvantages prevent them from finding decent sources of income that can enable them to escape from the grip of poverty.

Your local Goodwill organizations use the funding we give them to provide their beneficiaries with job and skills training, employment opportunities, scholarships, livelihood assistance, disability benefits, family support, educational services, financial assistance, and many other essential support services.

As a Goodwill donor, you’ll reap outstanding rewards. These include the free towing of your vehicle wherever it’s parked or stored anywhere in the country.

Your donation will also entitle you to claim the maximum tax deduction in the next tax season.

However, the best part about making a charitable contribution to us is the joy and satisfaction of knowing that you’re helping people achieve a better quality of life.

Nearly all types of vehicles are acceptable for donation to us, whether they’re still in good condition or otherwise.

For more details on our vehicle donation program, including our quick and easy donation process, feel free to visit our FAQs page. You can also call us through our 24/7 toll-free hotline at 866-233-8586 or message us here for your questions or concerns.

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Ready to Help Your Less Fortunate Neighbors?

Uplift the lives of the disadvantaged people in your community. You can do that with your car donation. Call Goodwill Car Donations at 866-233-8586 or fill out our secure online donation form now!


What Are Deductible Amounts and Coverage Limits in Auto Insurance Policies?

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Find Everything You Need to Know About These Insurance Terms Here!

Car ownership implies responsibility. In case of an accident that results in damages both to your car and that of another motorist, you’ll need money to pay for auto repairs and other related expenses. Auto insurance can help you with this, thus protecting your bank account.

People who have owned vehicles for many years now must already be familiar with deductibles and coverage limits in auto insurance policies. However, if this is your first time buying an insurance policy, those terms might sound unfamiliar to you. To help you fully understand these two important insurance terms, Goodwill Car Donations is here to dissect them.

 

What Is an Insurance Deductible?

A deductible is the amount of money the policyholder has to pay out-of-pocket before the insurance policy begins to cover damages to their vehicle. A deductible could go as low as $250 or as high as $2,500, depending on the terms stipulated in your auto insurance policy. For instance, if you get insurance with a $250 deductible, and the damage is estimated to be worth $1,000, you’ll have to pay $250 out of pocket first before the insurance company can cover the remaining $750.

Lower deductibles generally result in higher premiums because in this case, the insurance company will cover a large amount for the damage. Conversely, a higher deductible will result in lower premiums because the policyholder will assume a large portion of the cost.

When Do I Pay the Insurance Deductible?

You pay your deductible when you file a claim under coverage that carries a deductible, assuming the damage to your car is covered and costs more than your deductible amount. If your insurer approves your claim, they will simply subtract your deductible amount from your claim’s approved payout. For example, if you have a claim approved for $4,000 and your deductible is $250, your insurance company will issue you a check for $3,750.

There are instances, however, when you don’t have to pay a deductible. One example is when you cause an accident that didn’t damage your car. In this case, your liability coverage would pay for the other driver’s injuries and property damage, which doesn’t carry a deductible. However, if your car is damaged in the accident, and you decide to file a collision claim, then you would pay your collision deductible.

You also won’t have to pay your deductible if the other driver is officially deemed at fault for the accident. In this case, their insurance company can pay for your vehicle’s repairs. If you have collision coverage, you can also choose to go through your insurer, who will seek reimbursement (including your deductible) from the other driver’s insurance company.

What is an Auto Insurance Coverage Limit?

Auto insurance coverage limit refers to the maximum amount the insurance company is willing to pay or cover in the event of an accident. Once the policyholder goes beyond that limit, they’ll have to pay the remaining out-of-pocket amount.

Many states in America require vehicle owners to get the minimum coverage for their auto insurance policies. Coverage limits are typically expressed in three values, for example, $50,000/$100,000/$50,000. The values simply mean that the insurer will:

  • Pay a maximum of $50,000 per person for bodily injuries
  • Pay a maximum of $100,000 for bodily injuries per accident
  • Pay a maximum of $50,000 for property damages to the other party involved in the accident.

It’s worth noting that with comprehensive and collision insurance policies, the maximum coverage is usually equivalent to the value of your car at the time of the accident. Furthermore, you may be required to purchase this insurance policy if you’re leasing or financing your car.

Still Paying Premiums for a Car You No Longer Use?

Continuing to pay for your car’s insurance premiums doesn’t make sense if you’re no longer using that vehicle. When you donate that vehicle to us at Goodwill Car Donations, you’ll not only stop shelling out precious insurance money but, more importantly, you’ll be extending meaningful assistance to the disadvantaged residents of your local community. Your donation will become a vital source of support for them.

We’ll have your car auctioned off, with the proceeds going straight to the Goodwill organizations serving your area. These IRS-certified 501(c)(3) nonprofits cater to men and women who are burdened with disabilities, lack of education, essential skills, or job experience, and other limiting personal issues, such as being a former inmate or having a welfare mentality. These disadvantages prevent them from finding decent sources of income that can enable them to escape from the grip of poverty.

Your local Goodwill organizations use the funding we give them to provide their beneficiaries with job and skills training, employment opportunities, scholarships, livelihood assistance, disability benefits, family support, educational services, financial assistance, and many other essential support services.

Expect to receive the 100% tax-deductible sales receipt of your auto by mail soon after its auction. You’ll need it to claim your top tax deduction in the next tax season.

Moreover, we’ll provide you with our free towing service at a date and place most convenient to you anywhere in the country.

Your gift will also allow you to savor the satisfaction of serving your community by helping empower your less fortunate neighbors.

We accept nearly all vehicle types, even those that are no longer in good condition.

For more information about our vehicle donation program, including our quick and easy donation process, feel free to check out our FAQs page. If you have questions or concerns, call us anytime through our toll-free hotline at 866-233-8586 or leave us a message here.

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Reach Out to the Needy in Your Area Today!

Now’s your chance to extend a helping hand to the disadvantaged people in your community. Your donation can make you a hero to them. Call Goodwill Car Donations at 866-233-8586 or fill out our secure online donation form now!


What Is Collision Auto Insurance?

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Your Definitive Guide to Collision Auto Insurance

If you’re driving around uninsured, the risks you face could be a lot greater than what you expect. Aside from the physical injuries you might sustain, a single road accident could leave you with financial losses that can last for years.

To protect yourself and maximize your peace of mind on the road, it’s important to understand what collision insurance can do for you.

In this post, we’ll break down all things related to collision auto insurance — what it is, its benefits, costs, and coverage limits — so that when it’s time for you to decide about your car’s protection, choosing a policy will be an easy choice.

Ready to get started? Let’s do it!

What Is Collision Auto Insurance?

Collision auto insurance is a type of coverage that reimburses insured drivers for damages to their vehicles resulting from collisions with other vehicles (regardless of who was at fault) or objects. It typically pays for repairs or replacements of damaged parts, as well as any rental cars you might need while your vehicle is being fixed. Depending on the policy you choose, it may also provide you with the funds you need to replace a totaled car.

Although this type of insurance coverage is not required by law, it would serve you well to get the coverage to keep yourself financially protected in case your car hits or gets hit by another vehicle or object. You can add it as an extension of your basic auto insurance policy. However, if you’re leasing or financing your car, your lender will most likely require you to buy collision auto insurance.

How Much Does Collision Auto Insurance Cost?

The amount you’ll pay for this coverage will vary depending on factors such as your car’s value, year, and model, as well as the deductible amount. Some insurance companies offer discounts to motorists with a good driving record and those who take defensive driving courses.

When dealing with insurance, it’s crucial to remember this: lower deductibles mean higher premiums, and higher deductibles mean lower premiums. So, if you’re shopping for collision auto insurance, your best bet is to pick a higher deductible to reduce its cost.

Common deductibles typically range from $250 to $1,000. Then again, with your car’s value being a major factor, you should keep it in mind when determining your deductible amount.

What Collision Auto Insurance Covers?

Collision insurance can make all the difference in case you get into accidents such as:

  • A collision with another car or an object like a tree or fence
  • A single-car accident that involves falling over or rolling
  • Someone crashing into your parked vehicle

What Collision Auto Insurance DOES NOT Cover?

Collision auto insurance won’t reimburse you if your car encounters any of these misfortunes:

  • Natural calamities
  • Theft
  • Vandalism
  • Medical bills (yours, your passenger/s, or the other party)
  • Losses other than auto damage from a collision
  • Accidents with animals

So, what’s your option here? Simple: just bundle your collision auto insurance with one of the following:

  • Comprehensive auto insurance
  • Property damage liability insurance
  • Bodily injury liability insurance

Why Consider Getting Collision Auto Insurance?

Collision auto insurance can give you peace of mind, knowing that even in the worst-case scenario, you won’t have to worry about coming up with large amounts of money for repairs. No longer will you have to pay out-of-pocket for any damage to your car if it gets into a road accident. Your insurer will help pay for repairing or replacing your car depending on the extent of damage and its overall value.

Having this coverage can also help you if someone else causes an accident that damages your car. It will protect you from having to pay for any legal costs that might arise if the other party tries to sue you.

 

Save Your Insurance Money by Getting Rid of That Beater!

Are you still paying for the insurance of an old car you haven’t driven for ages? Save your hard-earned money by canceling its policy. As for that unwanted vehicle, hand it over to us at Goodwill Car Donations! We’ll give it a new and worthy purpose by using it to uplift the lives of the struggling disadvantaged people in your community.

Our team will have your vehicle auctioned off, with the proceeds going to the Goodwill organizations serving your area. These IRS-certified 501(c)(3) nonprofits are dedicated to helping disadvantaged Americans — those who are suffering from disabilities, lack of education, job experience, or essential skills, and other limiting personal issues, such as being a former inmate or having a welfare mentality.

Your local Goodwill organizations use the funding they get from us to sustain their delivery of life-enhancement services to deserving residents of your community. Thanks to your donation, more disadvantaged folks in your area will be able to benefit from free Goodwill job and skills training, vocational services, and scholarships, as well as financial assistance, disability benefits, family support, and other vital support services.

You’ll also benefit from your charitable contribution since this will entitle you to claim the maximum tax deduction in the next tax season. Moreover, we’ll provide you with our free professional pickup and towing service at your convenience anywhere in the country.

Best of all, you’ll find great satisfaction in doing something that will benefit your entire community, with once-idle members getting great opportunities to harness their full potential, leading to their attainment of financial security.

Don’t hesitate to donate any type of vehicle regardless of its year, make, model, mileage, or working condition. We’ll take your car, truck, van, RV, motorcycle, or riding lawnmower as it is.

For more information about our vehicle donation program, including our quick and easy donation process, feel free to check out our FAQs page. If you have questions, don’t hesitate to call us anytime through our toll-free hotline at 866-233-8586 or leave us a message here.

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Let’s Work Together to Empower Struggling Americans Today!

Whatever vehicle you donate to us will no doubt help a lot in empowering the disadvantaged residents of your community. It will play a role in breaking the barriers that prevent them from achieving their dreams. Call Goodwill Car Donations at 866-233-8586 or fill out our secure online donation form now!


What Is Comprehensive Auto Insurance?

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Find Out Everything You Need to Know About Comprehensive Auto Insurance Here!

Are you trying to figure out what type of auto insurance is best for your car? You’ve likely heard people mention the term “comprehensive auto insurance” several times, but what exactly does this mean?

Whether you’re a first-time car buyer or an experienced driver looking to update your coverage, comprehensive auto insurance will provide you with the essential protection you need.

What Is Comprehensive Auto Insurance?

Comprehensive auto insurance is a type of car insurance designed to cover damage to your car from causes other than a collision — hence, earning the moniker, “other than collision” coverage. It can help pay for damages caused by natural disasters, theft, fire, and other events.

It’s important to note that comprehensive auto insurance is supplementary, which means that it’s an optional coverage that you can add to your policy. If you’re looking for maximum protection, for instance, you can pair it with liability and collision coverage, or you can opt for classic car insurance that offers flexible usage and coverage specifically made for classic cars.

However, if you’re leasing or financing your vehicle, your lender will most likely require you to buy this coverage.

How Much Does Comprehensive Auto Insurance Cost?

The cost of comprehensive auto insurance will vary depending on several factors, such as your vehicle type, its value, its place of registration, your driving history, and the coverage limits you choose. Some companies may also offer discounts for certain safety or security features on your car. The best way to get an accurate estimate of what comprehensive auto insurance might cost you is to compare quotes from multiple insurers.

What Does Comprehensive Auto Insurance Cover?

With comprehensive coverage, you’ll be reimbursed for damages caused by the following:

  • Fire
  • Natural disasters like floods, hurricanes, and earthquakes
  • Vandalism
  • Theft
  • Contact with animals
  • Broken windshields
  • Falling objects like rocks, branches, or hail

What Comprehensive Auto Insurance DOES NOT Cover?

The policy won’t be able to help you cover:

  • Damage to your car from a collision
  • Damage to another driver’s car from a collision
  • Legal fees
  • Medical expenses
  • Property stolen from your car
  • Lost salary from you or your passengers if you miss work after a vehicular accident

Who Needs Comprehensive Coverage?

Vehicle owners can undoubtedly benefit from comprehensive auto insurance. However, it’s especially ideal for folks who live in areas where cases of theft, natural disasters, or vandalism are common.

If you’re on the fence, here are three questions to ask yourself:

  1. How much is your car worth?

If it’s less than what you’d pay for your comprehensive auto insurance premium, you should skip this type of insurance coverage.

  1. Do you reside in a heavily populated area?

Cities and towns with more people are at higher risk of experiencing theft and vandalism, so if you happen to live in one, you’ll want to purchase comprehensive auto insurance.

  1. Does your car lender require comprehensive coverage?

As mentioned earlier, leasing or financing a vehicle usually requires comprehensive coverage. Your leaser won’t be able to give you the car without it.

Still Paying Insurance for a Car You No Longer Want?

Why burn a hole in your pocket paying for your car’s insurance when you don’t find it useful anymore? It’s time to do yourself a favor by putting an end to your financial hemorrhage!

No, we’re not suggesting you sell that vehicle, as it could mean spending a fortune to make it look decent and presentable to prospects.

Our advice is much, much better: turn it into a vital source of assistance for the struggling disadvantaged men and women in your area. You can do that by donating it to us at Goodwill Car Donations.

Our team will have your vehicle fixed before selling it in one of the best auction houses in our network. The proceeds will go to the Goodwill organizations serving your community. These IRS-certified 501(c)(3) nonprofits are dedicated to helping disadvantaged Americans — those who are suffering from disabilities, lack of education, job experience, or essential skills, and other limiting personal issues, such as being a former inmate or having a welfare mentality.

Your local Goodwill nonprofits use the funding they get from us to provide their beneficiaries with job and skills training, employment opportunities, scholarships, livelihood assistance, disability benefits, family support, educational services, financial assistance, and many other essential support services.

In exchange for your generous gift, we’ll mail you a tax receipt which will entitle you to claim a top tax deduction in the next tax season. You will also benefit from our free pickup and towing services, which we offer our donors in all parts of the United States. Plus, you can count on us to take care of all the paperwork on your behalf.

Your gift will also allow you to savor the satisfaction of having served your community by helping empower your less fortunate neighbors.

We accept a wide range of vehicle types regardless of age or condition. Whether you’re planning to give us your car, a motorbike, or even a rundown truck, we’ll be more than glad to receive it.

If you have any questions or concerns, feel free to leave them here or give us a call at 866-233-8586. For more information on our car donation program, including our quick and easy donation process, head over to our FAQs page.

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Become a Local Hero Today!

Making a simple vehicle donation will allow you to make a lasting impact on the lives of the disadvantaged people in your community. We’ll transform your unwanted car into a life-enhancing tool for them. Call Goodwill Car Donations at 866-233-8586 or fill out our secure online donation form now!


What You Need to Know About Car Leases

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There’s More to Car Leasing Than Meets the Eye!

Leasing a car can be a good option for some people. In this arrangement, you can drive a car for a specified period without spending a ton of money upfront or paying for insurance. After the lease ends, you can renew the contract or return the vehicle.

However, there’s more to car leasing than meets the eye.

Car Leasing: Get Your Facts Straight!

Are you planning to rent a car for the first time? Goodwill Car Donations shares these car leasing facts you should know before putting your signature on the dotted line:

  1. Your credit score will affect your car lease qualifications.

Don’t let car commercials deceive you. The interesting terms they offer are only available for those with stellar credit scores. Your credit score gives the lessee a clear snapshot of your reliability when paying your dues.

For this reason, you need a high credit score to get a good lease term. The higher your credit score, the more power it gives you to negotiate for a much better lease term.

  1. Monthly payments are based on the car’s depreciation value.

Unlike buildings, a car’s value depreciates over time. Since the leased car won’t be as valuable as the time you took it out of the leasing company’s compound, the company is bound to face losses.

To mitigate this, most leasing companies charge renters based on the difference between the car’s capitalized cost and its residual value at the end of the lease term. The leasing company will also charge an interest rate, thus increasing the monthly payment.

  1. There’s a mileage limit.

One of the main considerations of car leasing is mileage. Car lessees typically limit their car mileage since they cannot exceed the limit stipulated in the contract. Otherwise, they will have to pay additional fees. Because of this restriction, you’ll need to estimate how much mileage you can consume within the specific time frame you’ll use the car.

Depending on the terms, a car lease is typically limited to a mileage of 10,000 miles per year. Other lessors may allow as high as 15,000 miles per year. If you go above that, the leasing company may penalize you for up to $0.30 per 1,000 miles excess.

  1. You will be responsible for maintaining the vehicle.

The lessor expects the lessee to return the car at the end of the leasing period in tip-top condition. They expect you to follow the car’s maintenance schedule and keep it scratch-free when you use the vehicle. Once your lease contract expires, the lessor will inspect the vehicle. If they spot an issue, they may charge you for repairs.

  1. The leasing company can charge you if you end your lease prematurely.

The lessor calculates the monthly payments based on the months you’ll be leasing the car to ensure they won’t be taking any losses at the end of the lease period.

If you end the lease earlier than agreed, the company may require you to pay the penalty. While some companies may have a fixed amount in mind, others may demand balloon payments to cover the remaining months of the lease. For this reason, it’s best to read the contract before signing.

Planning to Retire Your Old Beater?

If you’ve just rented a car because your old ride is once again under repair at the shop, perhaps it’s time to retire it. Consider handing it over to us at Goodwill Car Donations. We’ll turn your old beater into an instrument of change that will impact the lives of the disadvantaged individuals and families in your community.

Our team will have your car auctioned off, with the proceeds used to help fund the life improvement programs of the Goodwill organizations serving your area. These IRS-certified 501(c)(3) nonprofits are dedicated to helping men and women burdened with disabilities, lack of education, job experience, or essential skills, and other limiting personal issues such as being welfare-dependent or having prison records.

Your local Goodwill organizations use the funding they get from us to provide them with job and skills training, employment opportunities, scholarships, livelihood assistance, disability benefits, family support, educational services, financial assistance, and many other essential support services.

Donating a vehicle to us will also benefit you in more ways than one. We’ll provide you with our free professional pickup and towing service at the time and date most convenient to you. Our team will have your vehicle hauled off wherever you had it parked or stored anywhere in the country.

That’s not all. Your charitable contribution will also entitle you to claim the maximum tax deduction in the next tax season.

Moreover, your act of charity will bring you an immense sense of satisfaction, knowing that you’ll be contributing to the growth and development of your community by empowering your needy fellow residents through work and learning.

You can donate almost any type of vehicle. In most cases, we accept even vehicles that are no longer in good running condition.

For more information on our vehicle donation program, including our quick and easy donation process, head over to our FAQs page. If you have any inquiries, call us anytime through our toll-free hotline at 866-233-8586. You may also write to us here and we’ll respond to you ASAP.

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Help the Needy in Your Area Today!

We make it easy for you to extend a helping hand to the struggling underprivileged residents of your community. All you have to do is donate an unwanted vehicle to us. Call Goodwill Car Donations at 866-233-8586 or fill out our secure online donation form now!


5 of the Most Fuel-Efficient Cars on the Market Today

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Find the Best Fuel-Efficient Vehicle That Suits Your Needs and Budget!

When purchasing their next car, most people consider several factors, such as safety and reliability. However, there’s another major factor you need to look into, and that’s fuel efficiency.

If you’re looking to reduce the number of times you stand next to a gas pump, watching your dollars click by as you fill your tank, it’s best to get yourself a fuel-efficient vehicle. Thanks to higher consumer expectations and increasingly tough fuel economy standards, it’s easier today to find a fuel-efficient car that suits your needs and budget.

What Are the Most Fuel-Efficient Cars Today?

While electric cars are now widely available, gasoline-powered cars remain popular mainly because they’re less expensive.

Another major factor that people consider when buying gasoline-powered or hybrid vehicles is fuel efficiency. If you’re looking for a short list of the leading fuel-efficient cars on the market today, Goodwill Car Donations has compiled five of them based on their mile-per-gallon (mpg) ratings:

  1. 2022 Hyundai Ioniq Hybrid

Hyundai released its first set of hybrid vehicles, called Ioniq, in 2017. The model offers a fuel-efficient trim — rated at 58 mpg for city driving and 60 mpg on the highway. Hyundai also updated its exterior since the model’s launch, including a mesh grill, LED headlights and taillights, and daytime running lights.

In addition, the Hyundai Ioniq lineup boasts several standard safety features, an easy-to-use infotainment screen, and a spacious interior, which will surely appeal to many. The 2022 Hyundai Ioniq (photo shown above) is priced between $23,600 and $33,250.

  1. 2022 Toyota Prius Hybrid

While the Toyota Prius received a rating of 44 mpg in previous years, its latest model achieved a rating of 52 mpg overall.

Aside from fuel efficiency, the Toyota Prius offers the usual hatchback versatility, a 7-inch touch-screen infotainment system with smartphone integration, and enormous cargo space. The Toyota Prius has a starting MSRP of $24,325.

  1. 2020 Toyota Camry Hybrid

The Toyota Camry is one of the best-selling passenger vehicles in the United States. The 2020 model comes with a more expressive exterior design. It also received an EPA rating of 52 mpg, which is 30% more compared to its previous model.

Interior-wise, the Toyota Camry also doesn’t disappoint.  It has a trunk space of 15 cubic feet, giving you enough room for storage. The Toyota Camry’s price starts at $28,430.

  1. Mitsubishi Mirage

Powered by a tiny 1.2 L 78 horse-power cylinder, the Mitsubishi Mirage runs at 39 mpg. Unlike the car models mentioned above, the Mitsubishi Mirage is purely gasoline-powered.

While it may not be as efficient as the other cars on our list, it’s still a good choice considering that it’s the second cheapest gasoline-run vehicle in America. If you’re considering the Mitsubishi Mirage, the price starts at $16,125.

  1. Hyundai Elantra

Another fuel-efficient, purely gasoline-run vehicle is the Hyundai Elantra. This 147-horsepower CVT non-hybrid model is rated at 37 mpg overall. Not only is the Elantra fuel-efficient, but it is also considered one of the most attractive sedans that are priced at just a little over $20,000.

Furthermore, the Hyundai Elantra features remarkable standard safety features, including automatic emergency braking with pedestrian detection, standard lane-departure warning, and adaptive cruise control.

What You Can Do With Your Old Gas Guzzler

If your old vehicle suffers from poor fuel economy and is no longer the reliable and impressive ride it once was, consider donating it to us at Goodwill Car Donations. Besides ridding yourself of a gas guzzler, your charitable contribution will help provide the disadvantaged men and women in your community with the means to gain financial independence and live productive and fulfilling lives.

Our team will sell your vehicle through an auction and use the proceeds to support the life improvement programs of the Goodwill organizations serving your area. These 501(c)(3) nonprofits are dedicated to helping disadvantaged Americans — those who are burdened with disabilities and those who lack education, job experience, or essential skills, and other limiting personal issues, such as having prison records or being welfare-dependent.

Your local Goodwill organizations use the funding we give them to provide their beneficiaries with job and skills training, vocational services, scholarships, financial aid, disability benefits, family support, and many other types of vital support services.

In return for your gift, you’ll get free towing from any point in the country plus the privilege to claim a top tax deduction in the next tax season.

Moreover, your act of charity will bring you an immense sense of satisfaction, knowing that you’ll be contributing to the growth and development of your community by empowering your needy fellow residents through work and learning.

Feel free to donate any type of vehicle whatever its age or condition.

Interested in learning more about us? Additional information about Goodwill Car Donations and the specifics on how you can become a Goodwill vehicle donor can be found on our FAQs page. You can also call us through our 24/7 toll-free hotline at 866-233-8586 or message us here.

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You Can Make a Difference Today!

Get rid of your unwanted vehicle for free while making a difference in your community! If you’re ready to donate that automobile, call Goodwill Car Donations at 866-233-8586 or fill out our secure online donation form now!


How to Choose the Best Vehicle for You

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Car Shopping: Know Before You Go!

Whether your last purchase of a brand-new set of wheels was years ago or you’re buying your first car, knowing where to start can be challenging. With so many options to choose from, the last thing you’d want is to let your emotions trump logic.

Stepping into the dealership without knowing what specific vehicle brand you want increases your chances of having a car pushed on you by the dealer. If you allowed yourself to be swayed, you might regretfully find out later on that the car didn’t suit your needs.

Although knowing the exact make or model you want before hitting the dealership isn’t necessary, asking yourself the right questions can help narrow your options and improve your car shopping experience.

Questions to Ask Yourself When Choosing the Best Vehicle for You

Most car salespeople tend to pressure people to leave the auto store with a purchased vehicle. Don’t let them push you around. You can do this by arming yourself with information about vehicles you’re interested in and the budget you can afford. Otherwise, you won’t have what you need to negotiate properly.

To help you pick the best vehicle, Goodwill Car Donations has compiled the following top questions you should ask yourself before stepping into a dealership:

  • ‘What Kind of Vehicle Do I Want?’

Vehicles are more than just machines that people drive to move around. They’re extensions of their drivers’ personalities and lifestyles. For this reason, it’s best to pick a vehicle brand and model that fits your personality and lifestyle. Knowing what you like will help thin out your options.

If you’re the adventurous type that falls under the “active lifestyle” category, off-road capable vehicles are likely on your list. However, if you’re a family man who values comfort and convenience for your brood, you’re probably drawn to minivans or crossover SUVs.

  • ‘What Kind of Vehicle Do I Need?’

Once you’ve thought about the type of car you want, it’s time to figure out what car you need. If you have three kids and another bun in the oven, choosing a vehicle that can fit your entire family is best. However, if you’re a business professional who regularly shepherds your clients around, consider buying a more upscale ride than a high-mileage subcompact.

  • ‘What Can I Afford?’

Since most car dealers focus on the monthly payment, they’ll try to convince car buyers to stretch out their payments and pay thousands more in interest as a result. If you don’t want to increase your financial risk, it’s best to focus more on the car’s total cost, including registration, insurance, maintenance, and fuel.

You can stretch your purchasing power by staying informed about what’s going on in the market. Manufacturers typically offer new, lease, and used car deals each month. Consider finding a new vehicle with a cash-back or low-interest financing offer to save big money.

   

Do You Have an Unwanted Vehicle in Your Garage?

Are you looking to replace your old beater with a shiny new car? Consider donating it to us at Goodwill Car Donations. We guarantee that you’ll find more satisfaction in doing that than selling that vehicle or driving it to the nearest car graveyard. We’ll give your old car a new and worthy purpose by using it to transform the lives of the disadvantaged folks in your community.

Our team will put your vehicle up for auction and turn over the proceeds to the Goodwill organizations serving your area. These IRS-approved 501(c)(3) nonprofits cater to disadvantaged Americans — those who suffer from disabilities and those who lack education, job experience, or essential skills, and other limiting personal issues, such as having criminal records or a welfare mentality.

Your local Goodwill organizations use the funding they get from us to provide their beneficiaries with job and skills training, employment opportunities, scholarships, livelihood assistance, disability benefits, family support, educational services, financial assistance, and many other essential support services.

While helping the underprivileged members of your community with your car donation, you’ll also get outstanding rewards yourself. These include getting our fast and professional towing service at no cost to you and also at a date and place of your choice anywhere in the country.

Your gift will also entitle you to claim the maximum tax deduction in the next tax season.

Moreover, your donation will allow you to savor the satisfaction of serving your community by helping empower your less fortunate neighbors through work and learning.

We take nearly all types of vehicles, including those that are no longer in good shape. You may head over to this page to get a list of the types of vehicles acceptable to us.

To learn more about our vehicle donation program, including our quick and easy donation process, feel free to visit our FAQs page. Call us anytime and any day at 866-233-8586 or message us here if you have any questions or concerns.

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Start Changing Lives Today!

Your unwanted vehicle can help the impoverished and disadvantaged residents of your community live healthy and productive lives. We’ll use your car donation to transform their lives. Call Goodwill Car Donations at 866-233-8586 or fill out our secure online donation form to make your donation now!


5 Signs That Your Engine Is Misfiring or Sputtering

Car mechanic checking the car | Goodwill Car Donations Photo by Andrea Piacquadio under Pexels License

Don’t Ignore These Signs If You Don’t Want to Face Bigger Car Woes!

An engine misfire usually occurs when an engine component is excessively worn or damaged. When this happens, you’ll find your engine momentarily stumbling, causing it to lose speed.

Fortunately, most misfires tend to dissipate, with the engine regaining its normal speed after a couple of seconds. However, this doesn’t mean you won’t face the same issue in the future.

Once you notice your engine misfiring, it’s important to figure out what’s causing it as soon as possible. The longer you ignore it, the more fuel you’ll waste. The more fuel you waste, the more likely the damage will spread to core engine components and the more toxic emissions will be released into the environment.

Do You Think Your Engine Is Misfiring? These Signs Will Confirm Your Suspicion!

So, how can you tell if your engine is misfiring or sputtering? Goodwill Car Donations shares the warning signs of this engine malfunction:

  1. Rough idling

An engine that idles in a rough or clunky manner may indicate a misfire. When the air-to-fuel mixture in the cylinder gets compromised, your engine may jump up and down, causing your vehicle to start and stop all of a sudden. As a result, your ride will be a bumpy one.

  1. Black exhaust

A cloud of thick, black smoke coming out of your exhaust pipes is another sign that your engine isn’t passing fuel and air properly. If you see that your car is emitting this type of exhaust smoke, you can safely assume that you’re experiencing an engine misfire.

  1. Sluggish acceleration

If your engine is sputtering, your car will find it hard to reach adequate speeds. It will respond to engaging acceleration slowly and sluggishly. You may also feel a jerking motion when you step on the gas.

  1. Illuminated “check engine” light

Many cars today come with built-in sensors that monitor engine performance. For instance, an illuminated “check engine” light is your engine telling you to get it inspected by a certified mechanic as it is struggling with certain issues, including a misfire.

  1. Engine sound changes

Sudden changes in your engine’s sound are possible signs that the internal combustion reaction has been interrupted due to a misfire. If you hear an unusual sound coming from your engine bay, such as coughing or clanking, it’s best to have your car checked by your trusted technician.

Got an Old Car That’s Giving You Headaches?

If your old car is showing multiple issues, including a misfiring or sputtering engine, and your mechanic can’t say for sure that repairing them will restore your auto to its former condition, perhaps you’d be better off buying a new car instead.

You need not worry though since you can still make good use of that beater. By handing it over to us at Goodwill Car Donations, you’ll be able to extend valuable assistance to the disadvantaged people in your local community. They are the men and women who are struggling with disabilities, lack of education, skills, or job experience, and other barriers to living a productive and financially secure life.

Our team will have your car auctioned off after fixing it, with the proceeds used to help fund the life improvement and community development programs of the Goodwill organizations serving your area.

These IRS-approved 501(c)(3) nonprofits are dedicated to uplifting the lives of disadvantaged people, using the funding we give them to provide their beneficiaries with job and skills training, employment opportunities, scholarships, livelihood assistance, disability benefits, family support, educational services, financial assistance, and other essential support services.

Being a donor will benefit you in more ways than one. We’ll provide you with our professional pickup and towing service at zero cost to you and at a time and date most convenient to you. We can collect your vehicle wherever you had it parked or stored anywhere in the country.

Your charitable contribution will also entitle you to claim the maximum tax deduction in the next tax season.

Best of all, your act of charity will bring you an immense sense of satisfaction, knowing that you’ll be contributing to the growth and development of your community by empowering your needy fellow residents through work and learning.

We accept almost all types of vehicles whatever their ages or conditions. We take even vehicles with defective and/or missing parts.

For more information on our vehicle donation program, including our quick and easy donation process, head over to our FAQs page. If you have any inquiries, call us anytime through our toll-free hotline at 866-233-85866. You may also drop us a message here and we’ll respond to you ASAP.

Give Your Old Car a New and Worthy Purpose Today!

Black jeep car | Goodwill Car Donations Photo by Denniz Futalan under Pexels License

We can turn your unwanted commuter car into a powerful tool that can free the needy folks in your community from the clutches of poverty. You’ll be in awe when you see how huge of an impact your gift can bring to their lives. Call Goodwill Car Donations at 866-233-8586 or fill out our secure online donation form now!


How to Get the Right Tax Deduction for Your Car Donation

Get the Right Tax Deduction for Your Car Donation | Goodwill Car Donations Photo by Negative Space under Pexels License

Don’t Get Short-Changed!

Did you know that you won’t go home empty-handed once you decide to donate an unwanted vehicle to an IRS-certified 501(c)(3) nonprofit organization? That’s because such a vehicle donation will qualify you for a top tax deduction in the next tax season.

That’s just one of the rewards in store for you when you make a charitable vehicle donation. This option will allow you to dispose of your unwanted car quickly and at no cost to you. It’s so much better than trying to sell an old car that needs a lot of work. If you try to sell such an auto, you’d have to endure the hassles and the rigors of doing so without any assurance that you’ll get a good enough price for it.

In contrast, if you decide to simply donate an unneeded vehicle to charity, you won’t have to spend your hard-earned money on fixing and refurbishing it to make it sellable.

What You Need to Know Before Donating a Vehicle to a Charity

The perks of making a charitable car donation indeed look enticing. However, you need to do this the right way. Otherwise, you might feel short-changed. Goodwill Car Donations is here to guide you on what you need to do.

  1. Find a nonprofit organization.

The first thing you need to do is to look for a reputable nonprofit organization that supports a cause you believe in. Once you find one, ask its staff whether they accept vehicle donations.

  1. Check if the organization is a 501(c)(3) charity.

If you’re donating a vehicle with the hope of getting a tax deduction from it, you’ll need to find a 501(c)(3) charity or a tax-exempt religious organization. If you’re not sure whether or not a charity is an IRS-certified 501(c)(3) organization, you can call the IRS hotline or simply visit its website.

  1. Put the charity’s name on the car title.

One of the biggest mistakes that many donors make is leaving the car’s title ownership blank upon making a vehicle donation. Some organizations instruct car donors to do this so they won’t have to retitle the vehicle. If the charity you approached does this, find another one.

In the absence of a formal transfer of ownership, you might be liable for anything that happens to your vehicle. For instance, you’d still be liable for paying parking tickets. An unscrupulous person in an organization might also use your car to commit a criminal act. If the charity fails to register the vehicle under its name, you’ll remain its owner.

  1. Determine whether you can use your vehicle’s Fair Market Value or standard deduction for your tax write-off.

When claiming a tax deduction for your vehicle donation, you can either use your vehicle’s Fair Market Value (FMV) or the standard deduction. In general, you can use your vehicle’s FMV if the charity did any of the following actions:

  • It used your vehicle for its operations.
  • It made improvements to the vehicle before auctioning it.
  • It sold your car for less than $500.
  • It sold your vehicle at a low price to a person with a low income.

However, if the charity did none of these actions, you can opt for the standard deduction. Many charities allow their vehicle donors to get tax deductions equivalent to their vehicles’ selling prices.

  1. Be sure to keep the documents after donating your vehicle.

You should get a written receipt from the charity once you hand over your vehicle to it. Be sure to keep the receipts and other documents since the IRS will look for them when you claim your tax deduction for your vehicle donation.

Have a Satisfying Car Donation Experience with Us!

If you’re looking for the most satisfying car donation experience, you’ll find it at Goodwill Car Donations. When you donate your unwanted car to us, you’re assured of a hassle-free donating experience. We will also ensure that you get to receive the highest possible tax deduction and all other rewards that you’re entitled to get for your car donation.

We’ll auction off your donated vehicle to generate funds for the Goodwill organizations serving your local area. These IRS-approved 501(c)(3) nonprofits cater to disadvantaged U.S. citizens — those who are burdened with disabilities, lack of education, job experience, or essential skills, and other disadvantages that serve as roadblocks in their pursuit of a productive and meaningful life.

Your local Goodwill nonprofits will provide the underprivileged residents of your community with job and skills training, employment opportunities, scholarships, livelihood assistance, disability benefits, family support, educational services, financial assistance, and other essential support services.

You’ll not be the only one doing the giving when you donate to us. To thank you for your kindness and generosity, we’ll make sure you’ll receive substantial rewards. They include getting our free professional towing service anywhere in the country and also the highest possible tax deduction you can claim in the next tax season.

Moreover, nothing compares to the joy and satisfaction you’d feel, knowing that your charitable contribution will greatly benefit your community in terms of the jobs and livelihood opportunities that it will help generate for the empowerment of your less fortunate fellow residents.

Nearly all vehicle types are accepted in our donation program. They include vehicles that are no longer in good condition.

For information about our quick and simple vehicle donation process, visit our FAQs page. You can also call us anytime through our toll-free hotline at 866-233-8586 or write to us here for your inquiries or concerns.

Donate a Car Today to Get a Tax Deduction!

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If you’re looking to get rid of an old car while making an impact in your community and getting a tax deduction to boot, you can put check marks on all that when you donate that vehicle to Goodwill Car Donations. Call us at 866-233-8586 or fill out our secure online donation form now!